ClickCapital
Bank-grade encrypted · Won't affect your credit score
1Your funding
2Your business
3Performance
4Your details
Step 1 of 4

How much funding do you need?

Slide to your ideal amount — you can fine-tune everything later with your matched lenders.

$50,000
over 24 months
$5k$200k$400k$750k
Please choose at least one purpose for the funds.
Step 2 of 4

Find your business

Start typing your business name — we'll find it on the live NZBN register. Pick it from the list, or just continue with the name you type.

NZBN verified lookup
Please find your business, choose your industry, and tell us how long you've been trading.
Step 3 of 4

Tell us about performance

This helps us match you with lenders most likely to approve you. No documents needed yet.

$30,000 / month
$0$100k$200k$300k+
Please choose your turnover, credit profile and existing finance.
Step 4 of 4

Where do we send your matches?

Almost done! We'll show your matched lenders instantly and a specialist can help if you'd like.

By clicking See my lender matches you agree to and electronically sign the ClickCapital Privacy & Mandate Agreement, including a 90-day exclusive finance mandate, credit and identity checks and sharing your application with matched lenders. You also agree to our Privacy Policy and consent to being contacted about your finance options. Checking your options won't affect your credit score.

Read the Privacy & Mandate Agreement
  1. I agree to the 90-Day Exclusive Finance Mandate
    I grant ClickCapital the sole and exclusive authority to act on my behalf to seek, negotiate, structure, and arrange finance. I agree that I will not engage any other finance broker, consultant, or lender directly for these purposes while this mandate is active. This exclusive agreement remains strictly valid for 90 days from the time of signing.
  2. I consent to credit reporting checks
    I authorise ClickCapital and the lenders on its panel to obtain my consumer and commercial credit information from credit reporting bodies (including Equifax, Centrix and illion) under the Privacy Act 2020 (NZ) and the Credit Reporting Privacy Code 2020. I understand that both soft enquiries (which do not affect my credit score) and, where a lender proceeds to assessment, hard enquiries may be made.
  3. I consent to sharing my application with matched lenders
    I authorise ClickCapital to forward my application, supporting documents, bank statements and any related correspondence to lenders, brokers and aggregators on its panel for the purpose of assessing my finance application and providing me with quotes. I understand each lender will handle my information under its own privacy policy.
  4. I consent to read-only banking data retrieval
    I authorise the retrieval of read-only banking data through accredited third-party providers (including bankstatements.com.au, illion BankStatements and equivalents) for the purpose of verifying income, expenses and trading performance. No payments can be made and no passwords are stored.
  5. I consent to identity verification
    I authorise ClickCapital and its lender panel to verify my identity, including via electronic identity verification services (such as DVS, GreenID or equivalent), and to verify the existence and status of my business and directorship records via the NZ Companies Office and NZBN register and equivalent public registries.
  6. I have read and accept the ClickCapital Privacy Policy and Terms
    I confirm I have read and accept ClickCapital's Privacy Policy (clickcapital.co.nz/privacy) and Terms of Service (clickcapital.co.nz/terms), and I understand how my personal information will be collected, stored, used and disclosed.

Agreement version v1.0 - 8 Oct 2026. Open full agreement

Please add your first and last name, a valid email, and a mobile number.